Bank statement: automatic posting of payments

Posting a bank statement means dozens of lines where the counterparty, contract and cash flow item are chosen by hand from the payment purpose. AI reads the purpose, matches the counterparty and contract, and prepares a draft posting for each line: all that is left is to check and confirm.

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What takes time now

Each statement line is posted by hand: counterparty, contract, cash flow item.
The payment purpose is read by eye: at high volume that means hours per month.
Similar payments are coded from scratch each time, with no common logic.
An error in the cash flow item surfaces only in the cash flow statement.

What it does

Reads the payment purpose in the bank statement and understands the essence of the operation.
Finds the counterparty by the details in the payment line.
Selects the contract the payment belongs to.
Determines the cash flow item for the posting.
Prepares a draft posting for each statement line.
Posts only after confirmation: the database does not change without your “OK”.

How it works4 steps

You upload the statement

The bank statement goes into processing: lines with amounts and payment purposes.
AI reads the purpose

The model parses the payment purpose text: what the payment is for, which invoice or contract it relates to, and which cash flow item it belongs to.
Matches the counterparty

Using the details from the purpose, the assistant finds the counterparty and contract in the database and selects the cash flow item.
Prepares a draft posting

A draft posting is generated for each line. Nothing is posted to the database without your confirmation: you check and post.

Result

~30 h/month market benchmark for savings on bank statement posting

draft for each line: you confirm the posting instead of editing blindly

cash flow item selected automatically from the payment purpose

Who it is for

Companies with a large volume of bank transactions and statement posting.
Accounting departments where cash flow items are coded by hand and inconsistently.
Businesses that need a correct cash flow statement.

Frequently asked questions3

Do postings go into the database right away?

No. A draft posting is prepared for each line, which you check and confirm. Posting to the database happens only after your “OK”: a person stays in control.

Is this your own development?

This is the stage after the basic MVP. On the market, bank statement posting is covered by solutions based on GigaChat, YandexGPT and RPA robots, with savings estimated at about 30 hours per month. We do the same through a draft and confirmation.

What if the counterparty or contract is not found?

Then the line is highlighted in the draft so that you can choose the counterparty and contract by hand in a couple of seconds. The other lines are already ready for confirmation.